What To Do If You Get A Nasty Letter or Phone Call From:
Allied International Debt Collectors

Allied
International Debt Collectors is a debt purchasing/selling company listed
in the website of the DBSG
(The Debt Buyers and Sellers Group) and/or mentioned in consumer finance
forms. They have a legitimate function as debt collectors, but there
is some indication that some such companies (not necessarily Allied
International Debt Collectors), and especially the debt purchasing element,
go a bit too far sometimes and can make people's lives a misery when
those same people are at their most vulnerable. We do not suggest that
they are acting outside the law, but getting that letter or phone call
is not exactly helpful to you right now.
So the first thing
you must do if Allied International Debt Collectors are bothering you
is not to panic or despair. That's just what they want!
They'd love you to call their number and speak to their specially trained
sales team for 'advice'. But once you do that you'll be suggestible
to whatever they tell you, instead of getting independent advice. While
we always say that you should keep an open dialogue with debt collectors,
we would recommend that you do so in writing only. This will prevent
them 'railroading' you into any action which is not in your best interests,
as they so love talking people into doing things on the spur of the
moment. Of course, they are only doing their job, but that's hardly
a consolation for you in the present situation.
There are several
courses that are open to you, and some will suit your own situation
better than others.
A sensible option,
we would suggest, is a debt management plan or even an IVA - which is
designed to actually write off a large chunk of your unsecured debt.
But you would need to take advice on this and look at your income and
expenditure in detail. This option won't suit everyone. There's more
on this below.
As an alternative
you could apply for a 'logbook loan' which many people
find a very handy option. It is actually a loan secured on your car,
except you get to keep the car and keep the cash as well! That's why
some people find it such a good idea, as it unlocks the equity in your
vehicle without taking away your means of transport (there's no need
to sell the car). To apply
for a logbook loan click here.
Yet another option
is a no credit-check guarantor loan. This is especially
useful because your own credit rating is not looked at; you must find
someone else willing to act as a guarantor for you such as a friend
or family member. This is an ideal solution if you're at the stage where
your credit profile has been downgraded by recent events, etc. So click
the following link for Unsecured Loans
that don't need you to be credit checked.
Are
you owed money? Have you been missold Payment Protection
Insurance with your credit card, mortgage or loan? PPI Advice Line will
advise customers openly and honestly about the chance of making a successful
claim for their compensation. Find out if you have a claim by clicking
here.
If you wanted to
try a debt management plan, then we provide a whole-of-market service,
with a number of debt management experts on our panel. So whatever your
circumstances, your application will find the plan for you, meaning
the optimum outcome for your situation. It also means
there are no minimum requirements for debt levels or income.
NOTE: If you have
at least two accounts in debt, and total debts of £2,000 or more,
enter your details below to see if you qualify. (But if you owe less
than this, or are on state benefits, then use this
link to apply instead.)
DPC
Registry. Consumer Credit Licence number 633327.
Name: Allied
International Debt Collectors
Also Known As: Allied
International Credit (UK) Ltd, Allied Credit
Address: Anderston House, 389 Argyle Street, Glasgow
Telephone: 0141 2263111
Fax: 0141 8470203
Email: [user] @aiccorp.com
Extra Data: Specialists in "send the boys round" type bright
coloured postcards (against OFT rules).

Get a free QuickCreditScore
check by applying
here.
Allied International
Debt Collectors and the Truth About Your Debt
Allied International
Debt Collectors is a debt collecting agent that has bought your debt
account from the original lender, often a bank for a tiny percentage
of the original value of the account and is trying to recover the full
value from you.
So ask Allied International Debt Collectors
for a copy of the original contract when you took out your loan or credit
card.
More
Data On Allied International Debt Collectors
My
thanks to the excellent Consumer
Action Group forums for these extracts:
I have been
receiving automated phone calls from Allied International Debt Collectors
for months - I did ring them the first time but refused to go through
the security process because I didn't know who they were back then.
I was told that I should have had a yellow card via the post (which
I hadn't) so was advised that another one would be sent. I haven't
received anything in the post as yet.
Do I just
ignore these automated phone calls..? you know the ones that say 'this
is an urgent message for Mrs XXX, please call Mr xxx quoting xxxx'
Any advice?
I think I know where this is from (Direct Line for a paltry £83.00,
which I am in dispute with them about).
OUR COMMENTS:
Never return calls to Allied International Debt Collectors. Don't
ever communicate with them on the phone. If they phone you interrupt
them imediately you know who they are and say "Put it all in
writing please" or words to that effect. They hate
having to write to you. It means they have to stick to the law if
it's all there in black and white.
If
you have any information that you would like honest people to know
about Allied International Debt Collectors then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
Allied International Debt Collectors page is part of the DPC Registry
website. Consumer Credit Licence number 633327.
It
is important that figures entered need to be accurate by law, and to
give the best service to you. It is extremely important that you budget
for all necessary expenditure including rent or mortgage, council tax
and utility bills, etc., and any other necessary outgoings related to
the upkeep of your household and in relation to any specific circumstances
which may apply to you or your household. This website only collects data on behalf of
debt management professionals, from which it will receive affiliate
remuneration for data collection only and does not itself engage in
any debt management services. Other debt management options are available
and may be more suitable. People entering into an IVA or debt management
will have this entered on their credit profile and this may affect their
ability to get credit in the short term or even in the long term in
some cases. It is free to apply from this website; you will be given
advice by debt management professionals and a 'cooling off' period,
by law, to decide whether or not the debt management plan is suitable
for you, and you should be aware that a fee will be chargeable upon
a successful arrangement, as with any commercial transaction. Failure
to meet the repayments on an IVA or any debt management programme may
result in serious consequences, including, but not limited to, bankruptcy.
Bankruptcies, CCJs and similar defaults will be entered into a public
register and will remain there for a statutory period of not less than
six (6) years.
This
Allied International Debt Collectors website is part of DPC Registry
website group. All rights reserved. Complaints Against Allied International
Credit.
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Take
a look at the Insolvency Service's leaflet called 'In Debt', downloadable
here.
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